Disclaimer & Risk Disclosure

Effective Date: January 1, 2025

This Disclaimer & Risk Disclosure Statement outlines the limitations of liability and the inherent risks involved in using the services provided by Crest Vale Banking bank (“the Bank,” “we,” “our,” or “us”). By accessing or using our website, mobile application, digital tools, or financial products, you acknowledge that you have read, understood, and accepted the terms set forth below.

1. General Disclaimer

The information provided on our website and digital platforms is for general informational purposes only and should not be considered professional, legal, tax, or financial advice. While we strive to ensure the accuracy and reliability of the information provided, Crest Vale Banking bank does not guarantee its completeness, timeliness, or relevance to your personal circumstances.

Decisions based on information from our services are made at your own risk. You are encouraged to consult with a licensed financial advisor or legal professional before making any financial decisions.

2. No Offer or Solicitation

Nothing on our website or platforms should be construed as an offer to sell or the solicitation of an offer to buy any financial product or service. All products are subject to eligibility, terms, and regulatory approval and may vary based on jurisdiction.

3. Investment Risk Disclosure

Investment products offered by Crest Vale Banking bank or its partners are not insured by the FDIC, are not deposits or other obligations of the Bank, and are not guaranteed by the Bank. Investment products are subject to investment risks, including the possible loss of the principal amount invested.

Past performance is not indicative of future results. Markets may be volatile and unpredictable. Before investing, clients should consider their investment objectives, risk tolerance, and consult with a qualified advisor.

4. Third-Party Content and Links

Our platforms may contain links to third-party websites, tools, calculators, articles, or advertisements. These resources are provided for your convenience and do not constitute endorsement by Crest Vale Banking bank. We do not control, monitor, or guarantee the accuracy or reliability of third-party content.

Your interactions with third-party services are governed solely by their terms of use and privacy policies. We assume no responsibility or liability for losses or damages incurred as a result of using third-party content.

5. Accuracy of Information

Although we make reasonable efforts to ensure the accuracy of information presented, Crest Vale Banking bank makes no warranties or representations regarding the accuracy, reliability, or timeliness of any information, data, content, or advertisements on our platforms.

All information is provided "as is" and "as available," without warranties of any kind, express or implied.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Crest Vale Banking bank shall not be held liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with your use of, or inability to use, our services or any reliance placed on content provided through our platforms.

This includes, without limitation, any loss of profits, business interruption, loss of data, or loss of goodwill, even if the Bank has been advised of the possibility of such damages.

7. No Fiduciary Relationship

Use of our website or digital services does not create a fiduciary relationship between you and Crest Vale Banking bank. You remain solely responsible for your decisions and actions in relation to your finances and investments.

8. Regulatory and Legal Considerations

Crest Vale Banking bank operates under applicable U.S. banking laws and regulatory standards. Some services may be subject to regulatory oversight and may not be available in all states or jurisdictions.

Nothing in this disclosure should be construed as a representation that any financial product or service is suitable for all clients or jurisdictions.

9. Changes to This Statement

We reserve the right to update this Disclaimer & Risk Disclosure at any time without prior notice. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes your acceptance of any modifications.

10. Contact Information

If you have questions about this Disclaimer & Risk Disclosure, please contact us at:

By accessing and using Crest Vale Banking bank’s platforms, you acknowledge that you understand and agree to the terms of this Disclaimer & Risk Disclosure Statement.